4% per top-up vs flat monthly subscription — details
| 4% off each top-up | Flat monthly plan | |
|---|---|---|
| Cost scales with | What you top up | Plan tier |
| Account caps | None — unlimited | Tiered by plan |
| Billing | Taken at top-up, no invoices | Monthly, upfront |
| Upgrades | Automatic | Manual plan changes |
| Aligned incentive | We win when you scale | Fixed regardless |
VerdictFlat plans look cheap until you hit the tier ceiling. A percentage model removes the ceiling and the upgrade conversation.
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